Where the Terms Apply
We set these terms for India account use, and they apply only where local law permits access. If a rule changes, the version live on this page governs future use, while earlier actions stay tied to the wording that applied then. We may ask for identity,
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payment ownership, or device checks before we process account changes or a transaction question. Local payment methods such as UPI, Paytm, PhonePe, and Google Pay can appear as context for wallet steps, but the exact route depends on the account record and the checks that apply.
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If a clause conflicts with local law, the local rule takes priority. We also keep older versions on file so you can ask which clause applied to a past action, and we will point to that wording when it matters.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.